Schwab Charitable – Strategic Giving Simplified

Employees of the Schwab Charitable Fund (the "Fund") may submit complaints regarding the quality and integrity of the Fund's accounting, auditing and financial reporting controls and procedures and/or legal or regulatory compliance to the Fund by submitting such complaints to the President, who will promptly forward any such complaints to the Fund's Audit Committee. Employees may also submit such complaints on a confidential, anonymous basis directly to the Fund's Audit Committee.

All complaints, whether submitted to the President or directly to the Audit Committee, must be in writing and include a full statement of the acts or omissions, along with relevant dates, forming the basis of the complaint. In addition, the complaint should state that it is being made pursuant to this policy. Finally, in order to facilitate the investigation of a complaint, the complaint should include contact information for the complainant. An employee submitting a complaint on a confidential,anonymous basis may, but is not required to, include contact information. It should be noted that an investigation into a complaint submitted by an employee on a confidential, anonymous basis could result in the identification of the employee. In such a case, the Audit Committee will use its best efforts to maintain the confidentiality and anonymity of the complaint and the complainant.

To submit a complaint to the President, send it to the following address:

To submit a complaint on a confidential, anonymous basis to the Audit Committee, send it in a sealed envelope marked clearly as "confidential" to the Chair of the Audit Committee at the same address.

The Audit Committee will investigate every complaint submitted pursuant to this policy and take or recommend corrective and disciplinary actions, if appropriate.The Audit Committee may enlist employees of the Fund and/or outside legal, accounting or other advisors, as appropriate, to conduct any investigation of complaints submitted pursuant to this policy.

The Audit Committee will retain and maintain a record of all complaints received by it and the President pursuant to this policy and the results of the investigations of such complaints.

The Fund does not permit retaliation or discrimination of any kind against employees for complaints submitted pursuant to this policy that are made in good faith.